Capital Solutions & Specialty Finance Verticals
We occupy the 'Institutional Gap' ($5MM – $15MM). While traditional banks often lack the appetite for the nuance of specialty finance, we structure these transactions to meet institutional risk and yield mandates. Our role is to bridge the gap between high-growth originators and the capital partners that scale them
Merchant Cash Advance (MCA)
The Structural Focus: We structure warehouse facilities that balance high portfolio velocity with tight covenant protection.
Our Value: We bridge the gap between an originator’s daily cash flow and the stability required by institutional lenders. We ensure your facility supports rapid deployment while maintaining rigorous risk-grading and performance surveillance.
Consumer Finance
Structural Focus: We assist consumer lenders in securing scalable warehouse capacity and forward-flow arrangements.
Our Value: We structure credit facilities that accommodate your specific loss-curve performance, allowing you to maximize leverage without sacrificing the credit quality required by institutional partners.
Sub-Prime Auto
Structural Focus: We arrange capital solutions for sub-prime auto originators, focusing on facility structures that support long-term collateral performance.
Our Value: We prepare your portfolio for institutional review, ensuring your reporting and surveillance protocols meet the strict standards required to secure—and maintain—a bank-level facility.
Debt Buyers
Structural Focus: We structure forward-flow and asset-backed lines specifically for debt acquisition platforms.
Our Value: We understand the unique timing and valuation characteristics of paper acquisitions, structuring your financing to align perfectly with your purchasing lifecycle and liquidation timelines.